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Tag Archives: saving

How to Set Savings Goals and Stick with Them

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Let’s face it.  Saving is probably not your favorite thing to do with your money but it’s necessary.  We should save money to afford purchases we plan to make. Some of those purchases will be for things we need and things we want.  We should also save money to plan …

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Effective Ways to Cut Your Monthly Expenses

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If your budget has gotten off track or you’re having a hard time sticking to it, it may be time for a refresher on ways to cut costs and live more frugally.  In America, this is how we spend most of our income (in order): housing, transportation, food, personal insurance …

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Ways You Can Save Some Money in 2017

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As we move into 2017, there are some ways we can probably save some money. This article will lay out several areas where you may find some savings. Here we go: Student Loans Financial expert Suze Orman once said, “Private student loans should be avoided at all costs.” I am in …

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Learn How Creating a Budget with Your Spouse Can Bring You Closer Together

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Creating and sticking to a budget is one of the first steps in gaining control of your finances. But how do you set a budget when you and your spouse aren’t on the same page?  It’s said that opposites attract, and that can certainly be true where money is concerned. I’m …

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Seven Steps to Get Your Money Right in 2017

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76% of Americans are living from paycheck-to-paycheck according to 2013 research conducted by Bankrate.com. Here are seven steps to break that cycle in your household: 1. Establish and follow a budget Your budget is your spending plan for your money. Without a plan you are bound to work outside of …

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3 Reasons You’re Still Living Paycheck-to-Paycheck

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Living paycheck to paycheck is a concept many can relate to. It doesn’t matter if you’re a three job hustler, 9-5 grinder, career professional, or a broke college student. Most people have lived this type of lifestyle but few know how to break free from it. Below are three reasons you’re still living paycheck-to-paycheck, and a couple …

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Understanding a Budget and How to Use It

This young man is experience intense stress over a time of economic downturn or other financial hardship.

Few live with it. Many live without it, which is one of the reasons most of us are in debt or living paycheck-to-paycheck. According to a recent article, about one-third of Americans live paycheck-to-paycheck while earning $75,000 or more annually. That’s right, $75,000 or more a year. Ever thought a greater salary or income …

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How I Paid Off My Credit Card Debt In 5 Months

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I have officially paid off all my credit card debt and it feels amazing! After months of dedication, sacrifice, and hard work, all the plastic has been cut up, shredded, and eliminated from my life. My consumer debt story started after high school and took me on a foolish journey through college. CHECK OUT …

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