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Tag Archives: life insurance

Term Life Insurance: What Is It?

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There are two major types of life insurance—term and whole life. In this article, I will be giving a basic overview of term insurance.  In my next article, I will focus on whole life insurance. Term insurance is the simplest form of life insurance. It pays only if death occurs …

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Common Money Misconceptions by Senior Citizens

Senior African American couple paying bills

There are two very important misconceptions to point out about finances, taxes, and our later years: 1. Potential taxes on Social Security and 2. Life insurance policies. One misconception by seniors about Social Security is many believe that Social Security isn’t taxable. This unfortunately can be a costly misconception. If …

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