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Tag Archives: debt

Looking to Buy Your First Home? Part 3 – The Down Payment

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Ok, now let’s go through the checklist so far: You’ve overcome the speculation and obstacles that are attached to home ownership Your credit score is at its optimal point You’ve figured out the home price that is comfortable and affordable for your family You’ve assembled (or are in the process …

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Three Reasons Why You’re in Debt

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Being buried in debt can be extremely discouraging, but there’s hope. I am listing three reasons why many people can’t get out of debt and some simple ways to turn things around. You Don’t Know How Much You Owe I’ve met many people struggling with their finances only to find …

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Taking Ownership of Financial Mistakes

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We all make money mistakes and we feel awful about them when we do. If you ever made a money mistake and are plagued with regret over what you did or didn’t do with your finances, you’re not alone. Just don’t let that mistake weigh you down and keep you …

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The Crippling Effects of Debt

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We are going to explore some of the ways debt affects our lives. Debt is a form of bondage that limits your freedom, and eventually keeps you from living your best life with each reckless purchase. Here are some of the ways debt can impact your life without you even …

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Dee-1 & Sallie Mae Partner for New Tour & $5,000 Giveaway

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Dee-1 is taking his passion for financial literacy to the next level with his new partnership with Sallie Mae. Following the success of “Sallie Mae Back,” in which Dee-1 raps about finally becoming financially free from student loans, the New Orleans star will be embarking on a nationwide college tour sponsored by the student loan …

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Student Loans: The Killer Of Your Financial Future

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In this video, finance expert, Suzie Orman blows the lid off student loans.  Parents and students are placing their financial futures at risk when they take out a loan to pay for school.  Let’s rethink our post secondary educational decisions.  Bigger is not always better. In most educational disciplines, all …

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Seven Steps to Get Your Money Right in 2017

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76% of Americans are living from paycheck-to-paycheck according to 2013 research conducted by Bankrate.com. Here are seven steps to break that cycle in your household: 1. Establish and follow a budget Your budget is your spending plan for your money. Without a plan you are bound to work outside of …

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Planning for Retirement

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More baby boomers (the large generation born between 1946 and 1964) will be retiring soon. Or will they? A survey from AARP showed that 40% of baby boomers will work until they die. Why is that? Many Americans are not in the position to retire even if they are of …

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Can’t Increase Your Income? Here’s How to Keep a Fatter Bank Account

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In January 2015, the Wall Street Journal released a report by Bankrate that stated three out of five Americans would not have money in their savings to pay for an unexpected car repair or medical emergency. Although many Americans say they have a budget, results like these show that many …

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