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Tag Archives: Budgeting

Tax Season: Beware of Emotional Spending

This is an interesting time of the year. The new Disney movie, Black Panther, via Marvel Studios, has hit the market and is doing extraordinarily well. It is tax time and refunds should be flowing into the accounts and mailboxes of many families in the coming days. On top of …

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How to Set Financial Goals and Stick to Them

Though you may have money regrets, today is a new day! Your money regret may be letting a debt go into collections, taking money out of a retirement account when you shouldn’t have, or not saving at all. Whatever the blunder, don’t let your finances being in such bad shape …

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Vacation Planning Without Credit Cards

So we are currently at the end of 2017—is it too soon to think about when you are going on vacation in 2018? Certainly not! In fact, this is the best time for most families to think about when and where they will enjoy their vacation in 2018. While searching …

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The Importance of Budgeting for the Holiday Season

It’s November and the holiday season is upon us.  While many are preparing for the festivities and gift giving of the season, its important to not get caught up in emotional spending. When you’re out Christmas shopping, don’t let your emotions get in the way. If you do you’re probably …

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Prepare Today for Your Future Income Reduction After Retirement

The average retiree received $1,360.00 per month in 2017 from Social Security. That is $16,320.00 per year. This amount doesn’t seem like enough to survive anywhere in the United States. Company pensions have become less popular in the past ten years. That means financial security for Americans in their later …

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How to Set Savings Goals and Stick with Them

Let’s face it.  Saving is probably not your favorite thing to do with your money but it’s necessary.  We should save money to afford purchases we plan to make. Some of those purchases will be for things we need and things we want.  We should also save money to plan …

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Effective Ways to Cut Your Monthly Expenses

If your budget has gotten off track or you’re having a hard time sticking to it, it may be time for a refresher on ways to cut costs and live more frugally.  In America, this is how we spend most of our income (in order): housing, transportation, food, personal insurance …

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Three Reasons Why You’re in Debt

Being buried in debt can be extremely discouraging, but there’s hope. I am listing three reasons why many people can’t get out of debt and some simple ways to turn things around. You Don’t Know How Much You Owe I’ve met many people struggling with their finances only to find …

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