Saturday , December 16 2017
Home / Tag Archives: Budgeting

Tag Archives: Budgeting

Vacation Planning Without Credit Cards

tropical beach with palm tree and two chairs

So we are currently at the end of 2017—is it too soon to think about when you are going on vacation in 2018? Certainly not! In fact, this is the best time for most families to think about when and where they will enjoy their vacation in 2018. While searching …

Read More »

The Importance of Budgeting for the Holiday Season

Christmas-Shopping-Golden-Triangle-Tx

It’s November and the holiday season is upon us.  While many are preparing for the festivities and gift giving of the season, its important to not get caught up in emotional spending. When you’re out Christmas shopping, don’t let your emotions get in the way. If you do you’re probably …

Read More »

Prepare Today for Your Future Income Reduction After Retirement

senior-citizens-living-in-poverty-21

The average retiree received $1,360.00 per month in 2017 from Social Security. That is $16,320.00 per year. This amount doesn’t seem like enough to survive anywhere in the United States. Company pensions have become less popular in the past ten years. That means financial security for Americans in their later …

Read More »

How to Set Savings Goals and Stick with Them

images

Let’s face it.  Saving is probably not your favorite thing to do with your money but it’s necessary.  We should save money to afford purchases we plan to make. Some of those purchases will be for things we need and things we want.  We should also save money to plan …

Read More »

Effective Ways to Cut Your Monthly Expenses

duplicate-expenses-rev

If your budget has gotten off track or you’re having a hard time sticking to it, it may be time for a refresher on ways to cut costs and live more frugally.  In America, this is how we spend most of our income (in order): housing, transportation, food, personal insurance …

Read More »

Three Reasons Why You’re in Debt

48a7iStock_000011423371XSmall_depressed_woman

Being buried in debt can be extremely discouraging, but there’s hope. I am listing three reasons why many people can’t get out of debt and some simple ways to turn things around. You Don’t Know How Much You Owe I’ve met many people struggling with their finances only to find …

Read More »

Learn How Creating a Budget with Your Spouse Can Bring You Closer Together

2_financial_goals-793x496

Creating and sticking to a budget is one of the first steps in gaining control of your finances. But how do you set a budget when you and your spouse aren’t on the same page?  It’s said that opposites attract, and that can certainly be true where money is concerned. I’m …

Read More »

Seven Steps to Get Your Money Right in 2017

best-investments1

76% of Americans are living from paycheck-to-paycheck according to 2013 research conducted by Bankrate.com. Here are seven steps to break that cycle in your household: 1. Establish and follow a budget Your budget is your spending plan for your money. Without a plan you are bound to work outside of …

Read More »

Four Ways to Prevent Impulse Buying

Excited Shopping Woman isolated on white

Impulse buying is a problem many of us are addicted to. That’s right—an addiction. Impulse is defined as “A sudden strong and unreflective urge or desire to act.” Whether you realize it or not, impulse buying has easily become an addiction for most of America. Between subliminal advertising and the …

Read More »