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Touya Kelley

Touya Kelley has spent the last 5 years of her life offering financial solutions to people. On her personal finance blog Break Free And Win, her goal is to help and encourage others to manage God's money well.

How to Stay God-Centered in Our Culture of Consumerism


We live in a materialistic society where people chase money. Many spend all their lives collecting and storing it, only to die and leave it behind. Though I believe that we should be financially successful and leave an inheritance for future generations, there must also be a balance. One way …

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Ways to Support Black-Owned Businesses

African American business owner with â'open' sign

Fredrick Douglass once said, “Who you give your money to is who you give your power to.” That being said, let’s explore some ways we all can support black business. Don’t expect a discount When a new phone or pair of sneakers comes out, we don’t question the price. We …

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How to Set Financial Goals and Stick to Them


Though you may have money regrets, today is a new day! Your money regret may be letting a debt go into collections, taking money out of a retirement account when you shouldn’t have, or not saving at all. Whatever the blunder, don’t let your finances being in such bad shape …

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How to Prevent Financial Conflict in Marriage


For many, financial conflict is a reason for marital fights. In my marriage I’ve found that financial issues are usually a surface problem caused by deeper issues. It’s easy to mistake finances as the true issue if you argue about them regularly. But, if the same money arguments happen constantly …

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4 Ways to Live Within Your Means


Ever feel discouraged, burned out, or frustrated with the way you are currently handling your money? If you’re living above your means and constantly worried or stressed about your money situation, I have one simple question for you: Why are you living this way? Here are some perspective changes you …

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The Importance of Making God a Priority In Your Life

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Keeping God first in everything is essential. I’ve found one way I can put God first daily is to have quiet time. If I am unwilling to meet the Lord each morning when I wake up, that means I’m putting somebody or something else before Him. For example, how many …

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Not Ready to Make the Cryptocurrency Investment Plunge? Here Are Some Tips to Test it Out


Despite its rapid growth, the entire cryptocurrency market still represents a small amount of the global currency market. The technology is young, the market is young, and it’s volatile. That might make you a little nervous. Normally, we are conservative investors who to stick to known, stable, predictable investments. At the …

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The Importance of Budgeting for the Holiday Season


It’s November and the holiday season is upon us.  While many are preparing for the festivities and gift giving of the season, its important to not get caught up in emotional spending. When you’re out Christmas shopping, don’t let your emotions get in the way. If you do you’re probably …

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Protect Your Money: Beware of Netflix Phishing Scam

Netflix Scam Alert_1484234577824_8804013_ver1.0_1280_720

If you are anyone you know has a Netflix account I want to inform you of a new email scam circulating. The goal is to gain access to your bank information so they can steal your hard-earned money. According to the Guardian, the email is sent to users from “” …

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