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Touya Kelley

Touya Kelley has spent the last 5 years of her life offering financial solutions to people. On her personal finance blog Break Free And Win, her goal is to help and encourage others to manage God's money well.

How to Manage Your Work Bonuses Properly

Some companies offer quarterly or annual bonuses. Though its rewarding to receive a bonus, it’s also important to create your budget without using your bonus as part of your annual budget. To help you handle bonuses correctly, follow these simple guidelines: Don’t do anything until you actually get your bonus …

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10 Job Interview Mistakes You Should Avoid

When you’re looking for a job, employers and hiring managers are looking for someone they think will be a great fit for the position and the company. According to a CareerBuilder survey, nearly half of employers know in the first five minutes of the interview if a candidate will be …

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How to Stay God-Centered in Our Culture of Consumerism

We live in a materialistic society where people chase money. Many spend all their lives collecting and storing it, only to die and leave it behind. Though I believe that we should be financially successful and leave an inheritance for future generations, there must also be a balance. One way …

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Ways to Support Black-Owned Businesses

Fredrick Douglass once said, “Who you give your money to is who you give your power to.” That being said, let’s explore some ways we all can support black business. Don’t expect a discount When a new phone or pair of sneakers comes out, we don’t question the price. We …

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How to Set Financial Goals and Stick to Them

Though you may have money regrets, today is a new day! Your money regret may be letting a debt go into collections, taking money out of a retirement account when you shouldn’t have, or not saving at all. Whatever the blunder, don’t let your finances being in such bad shape …

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How to Prevent Financial Conflict in Marriage

For many, financial conflict is a reason for marital fights. In my marriage I’ve found that financial issues are usually a surface problem caused by deeper issues. It’s easy to mistake finances as the true issue if you argue about them regularly. But, if the same money arguments happen constantly …

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4 Ways to Live Within Your Means

Ever feel discouraged, burned out, or frustrated with the way you are currently handling your money? If you’re living above your means and constantly worried or stressed about your money situation, I have one simple question for you: Why are you living this way? Here are some perspective changes you …

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The Importance of Making God a Priority In Your Life

Keeping God first in everything is essential. I’ve found one way I can put God first daily is to have quiet time. If I am unwilling to meet the Lord each morning when I wake up, that means I’m putting somebody or something else before Him. For example, how many …

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