Monday , August 10 2020
Home / Frederick Towles (page 3)

Frederick Towles

Frederick Towles is an entrepreneur, author and professional coach on personal finance, recognizing, seizing and leveraging opportunities of all kinds. Frederick founded The Towles Group Inc. to address issues that relate to small businesses and individuals – accounting, taxation, asset protection, financial compliance, wealth creation, debt management and business management. He also founded Unlimited Expectations Inc. which provides tools for individuals to assist them in the areas of opportunity recognition, leadership and personal finance. Through the tools and services offered by these companies people are positioned to operate their lives and their businesses at optimal capacity.

Money Goals You Should Consider for 2019

As the end of 2018 quickly approaches, what are your goals for 2019? I want to share five money goals that everyone should consider accomplishing in 2019. Are you ready? Good, let’s go! Money Goal #1: Establish an emergency fund Everyone should have an emergency fund for those times when …

Read More »

How To Prepare For Your 2018 Tax Return!

Ok, so it is December! It’s almost Christmas, New Year’s is right around the corner and you know what else? Yep, you guessed it, tax season! This will be the first year that we see how the new tax changes apply to taxpayers. Here are some things you may want …

Read More »

5 Ways You Can Bridge the Wealth Gap

In early 2018, Forbes Magazine released an article covering the racial wealth gap. In that article there were some interesting statistics uncovered:   For every $100.00 in white family wealth, black families hold just $5.04, according to a report in the New York Times. More than one in four black …

Read More »

Disruptions in the Market and Whether Investing Is a Good Idea

The dictionary defines a disruption as a disturbance or problems that interrupt an event, activity or process. A market disruption has typically been defined as a situation wherein markets cease to function in a regular manner, typically characterized by rapid and large market declines, according to Investopedia. I would like …

Read More »

There are Four Types of Millionaires, Which Are You?

When you think about being a millionaire, what do you think about? Someone who has millions of dollars in the bank? There are four types of millionaires. Let’s look at all types: Net worth millionaire This is a person whose net worth (excluding the value of their primary home) is …

Read More »

Are Finances Causing a Strain in Your Marriage?

Marriage is a beautiful thing. In the midst of this beauty though, resides conflicts that are not often discussed. One of the common causes of conflict is finances. Disputes over finances are one of the top three issues in marriage in almost every survey or study I have seen on …

Read More »

Cryptocurrencies and How They Affect Your Income Tax

With all the talk about cryptocurrencies over the past year, it is hard to believe that less than ten percent of Americans are even invested in the crypto-market. Yes that is correct, less than 10%. According to a recent study released by personal finance website by, less than 8% …

Read More »

What is Your Burn Rate?

Burn rate is a term that is synonymous with a business, but I believe it is something that every family should consider. If we began to handle our personal finances more like a business, we could be in a better financial position. So what is burn rate anyway? Good question …

Read More »

Should You Use Retirement Funds to Purchase a Home?

A recent survey shows that some millennials are using their retirement funds to finance down payments on homes. Is this a bad idea? Millennials using retirement funds to finance the down payment for a home isn’t a bad idea, but it may not be the best idea for everyone in …

Read More »