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America is Looking For Health Insurance Shortcuts it Won’t Find

I’m about to write from a perspective that doesn’t talk about you, and doesn’t talk about me, but talks about “we”. You might hate your neighbor, but this country is facing issues that we will have to solve together as Americans, and underneath a million dividing lies, the truth is still waiting.

I’ve often imagined God laughing at the existence of insurance, and perhaps money in general. Fundamentally it seems really stupid to me. You hear about it as a kid, and then you grow up to find out what’s really going on–I’m supposed to pay a certain amount of money so that if something happens, I can get a larger amount of money back, because people who haven’t had anything happen to them paid too. In that sense, it can be appear to be a beautiful and charitable thing, but who writes an insurance check thinking of how happy they are to be helping others out? I certainly never have even thought of it that way until now, so why is that?

America Health InsuranceWe don’t trust the middleman, and we shouldn’t. Human greed gets in the way, so now it’s 2017 and every other commercial on the television is for such-n-such insurance company. The only thing they have to compete on is price which doesn’t work very well anyway, so they half-heartedly promise they’ll be cheaper and then try to convince you that they are either funnier or more caring than the competition in hopes that you’ll pick them instead. Seriously, that’s the whole marketing plan, and they’re spending so many millions per day that we’d probably all cry if we saw how many. It’s a problem, but annoying commercials are just a whiff of the side effects.

American culture has taken on a mentality of looking for shortcuts to solve our problems. I’ll give you a disgustingly perfect example: abortion.

I’m just going to say it—calling it a woman’s choice is an excuse to grab total control over a decision we shouldn’t even consider making. Period. I’m tired of hearing it, too, so forgive me for being forward, but the “choice” was made when someone’s back was on a mattress. If life didn’t start at that moment, then there wouldn’t be anything to abort. We keep using the word “abort” without acknowledging what it even means! We are enabling bad decisions in bedrooms by creating shortcuts around the existence of babies. We now look at them as solvable problems, so just like Adam & Eve in the garden, we follow Satan’s lead and try to play God. I mean, for God’s sake, they named the pill Plan B and all I want to know is, what exactly was plan A? Stop using semantics to sugarcoat a turd. I’m not buying it.

Frankly, that’s a more dire situation than health insurance ever could be, but I realized the example of taking shortcuts is very similar here, as well. Even if you agree with me in the abortion case that the choice was before conception, you might say about the situation of health insurance, “Yeah, but we don’t control when we need to use it.” We would certainly never hope to have to use it, so we often look at the times we do need it as just chance occurrences of bad things happening to us. In other words, it’s very easy to think of examples like getting hurt in a car wreck that you didn’t cause and therefore didn’t have any choice in the matter, but it simply isn’t accurate.

It was actually biblical scholar Kent Hovind who provided a great analogy we’ll call “Universal Auto-Care”. If someone you’ve never met didn’t change the oil in their car and eventually the engine blew, how much of that expense would you feel responsible for? Now if you’re a nice person you might help them out with whatever you can spare, but you certainly wouldn’t expect the government to force everyone to chip in and pay for the engine this person blew through sheer neglect. And now you already know where we’re headed with this, the ugly truth nobody wants to talk about. If you remember nothing else, remember this statistic he also shared, an estimated seventy to eighty percent of all healthcare costs are spent on self-inflicted issues.

We are not healthy people, and that is a choice that we have made out of convenience. We have literally developed, marketed, and sold a shortcut for every area of our healthcare–whether it be food, medicine, or our entire lifestyle in general. Therefore, we have created a situation where we are so sick, that the hospitals and insurance companies can’t fight over our money fast enough. If I ran one, I’d struggle daily with greed too. Look at how easy we’re making it for them!

As we speak, the elected officials we pay to be there are sitting in Washington DC arguing over yet another shortcut that won’t work. It may very well be better than the last one, but if a shortcut doesn’t get you to where you want to go, who cares?! And that’s my point—we’re sticking Barbie bandaids on third degree burns and hoping for the best. As someone with a heart condition who’s constantly having to deal with this as my actual reality, I’m very, very tired of it. Can we please broaden the conversation until it actually includes the problem?

Please.

 

 

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About Nathan Mathis

Nathan Mathis is affectionately known as Beardo, the bearded weirdo. He is a follower of Christ, a self-made thousandaire, and a lover of Hip-Hop. He currently owns and operates CHHToday.com and runs an accounting firm with his father.

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